GeminiCalc 2.6

GeminiCalc is a sophisticated Workers' Indemnity Calculator designed for California, featuring several advanced functionalities:

• Comprehensive Permanent Disability (PD) Rating Schedule: This tool automatically generates rating strings that adjust the Whole Person Impairment (WPI) based on factors such as Part of Body, Age, Occupation, and DFEC. The system also employs a relational database for Occupation and Part of Body, facilitating an intuitive user interface.
• Permanent and Temporary Disability Calculations: The application calculates Temporary Disability (TD) liability for specified periods, applying either the default maximum weekly rate corresponding to the date of industrial injury or a TD rate manually input based on Average Weekly Wage (AWW).
• Life Pension Assessment: Users can estimate life pension benefits and calculate life expectancy using the 2008/2010 U.S. Life Tables from the U.S. Census Bureau.
• Supplemental Job Displacement Benefits: The tool incorporates calculations for these benefits.
• Death Benefits Calculation: Provides estimates specific to the date of industrial injury.
• Present Value (PV) and Cost of Living Adjustment (COLA) Estimator: This estimator evaluates the total Future Value (FV), PV, and COLA for disabilities between 70-100% based on various factors including age at first payment, date of injury, and user-inputted discount rates and inflation percentages.
• Combined Value Equation Module: It computes the Combined Value Equation percentage and total indemnity based on multiple inputs including percentage ratings, Date of Injury, and Average Weekly Wage (or PD Rate).

Additional features enhance usability:

• The option to easily enable or disable the Combined Value Equation when handling multiple rating strings allows for either aggregated or combined PD adjustments.
• A feature permitting users to override default TD/PD indemnity rates across all screens ensures adaptability within minimum and maximum constraints.
• The ability to print, store, or email PD Ratings along with FV-PV-COLA calculations streamlines information sharing.

User instructions emphasize the necessity of consulting California Labor Code provisions and DEU guidelines to validate the accuracy of provided data. It's important to note that the product does not serve as legal advice or representation; users are encouraged to seek legal counsel prior to implementation.

Spearheading technological advancements in Workers' Compensation since 2004, Gemini has established itself as a leader in this sector.

The GeminiCalc is part of the copyright-protected CompCalc, remaining the exclusive property of the Law Office of Richard Montarbo. All rights are reserved under a limited use license agreement granted to Gemini, LLC.